Startup Companies

Obtaining adequate starting capital for a new business is one of an entrepreneur’s greatest challenges. Unless the owner has substantial personal assets to pledge as collateral, banks aren’t interested. Investors or venture capitalists will demand a steep price for their contribution, including control and ownership of your company.

Transfac can provide growth capital by financing your receivables. As sales grow, so does your available funding. All of this can be achieved without losing control of ownership of your company. Got an exciting business plan? Talk to us about making your dreams a reality.

High Growth Companies

One of the greatest benefits of business finance with Transfac Capital is our ability to meet the needs of rapidly growing businesses. Traditional bank lenders will cap your facility based on last year’s results, and any increase will have to wait for the approval of the “bank credit committee.” Meanwhile, business opportunities are lost.

At Transfac, your available funding increases with the growth of your receivables, so you won’t be turning down profitable business due to a lack of capital or a bureaucratic bank decision making process. When the bank says “no,” Transfac says “Go!”

Turnaround Companies

In tough times, business funding can be hard to come by. Banks may restrict financing in response to losses. Suppliers may suspend or restrict credit in response to slow payment. If your business is in turnaround mode, you need a reliable partner who can provide consistent and dependable financing support.

By focusing on the collectability of your receivables, Transfac can provide funding in spite of losses or less than optimum balance sheet ratios. If you are stuck in the bank’s “workout department”, are contemplating a Chapter 11 filing, or  are currently a debtor-in-possession (DIP), call us to discuss your options.